Income Taxes

Income Taxes

The City of Loveland income tax is a 1.0% earnings tax on persons who live or work in the City. A credit is given to residents who pay taxes to other municipalities. Residents who work in areas imposing less than a one percent earnings tax must pay the difference to Loveland. All residents must file a return even if no tax is owed. 

Filing Your Local Income Tax Returns

The City of Loveland uses the Regional Income Tax Agency (RITA) to collect local income taxes. Residents and businesses can file their local income tax returns with RITA using the following methods:

  • RITA eFile: Click here and click “My Account” to securely file your return through RITA’s website.
  • Individual Paper Forms: Click to download and print the appropriate return form and mail to RITA at the address listed on the form.
  • Business Paper Forms: Click to download and print the appropriate return form and mail to RITA at the address listed on the form.
The deadline to file your 2014 tax return is April 15, 2015.

2016 Interest Rate

Ohio House Bill 5 (ORC 718.27) requires municipalities to publish the interest rate for tax underpayments by October 31st, for the next calendar year. The Regional Income Tax Agency has addressed this requirement on the City of Loveland’s behalf by posting this information to the RITA website. Please click here to be taken to this website. Based on the calculations required by House Bill 5, the annual interest rate for 2016 will be 5.00%.

Not sure if you live in Loveland?  Click here to view all streets that are in Loveland.

Estimated Taxes

Loveland Income Tax Code (Chapter 183, Section .07) requires individual taxpayers having estimated taxes due in excess of $100.00 to pay on a quarterly billing schedule. Noncompliance results in a penalty equal to 10% of the tax remaining due over $100.00 after the estimated payment deadline of January 31. To avoid assessment of such a penalty, the code provides three “safe harbor” options: 1) owe less than $100 when you file the annual return, 2) pay at least 100% of your previous year’s liability through employer withholding of Loveland tax or your work city tax (credit is limited to 1% of the wages taxed by such city), and/or direct payment of estimated taxes to Loveland or, 3) pay at least 90% of the current year’s liability through the same means as #2.

Extension Requests

Extension requests are due by April 15, even when no tax is due. Click here for the extension request form.

Refund Information

Now that the income tax filing deadline is over, the Regional Income Tax Agency (RITA) will print and mail or electronically deposit around 33,700 refunds over the next four months. Taxpayers can review their refund status by checking online through “My Account”, using the automated phone system (IVR), or speaking with a customer service agent. On average, refunds during this peak timeframe are issued within six weeks of filing.  Some refunds may take longer if additional information is needed when RITA examines the request.

Frequently Asked Questions

Click here to visit RITA’s frequently asked questions page.